No hassle gift returns for a full refund

It is so easy to purchase gifts for family and friends, and spend heaps of money, but it’s not always simple to successfully return merchandise for a full refund.

Make a return without the receipt, and you’ll probably be forced to settle for a store credit. Often, it becomes difficult to prove original purchase price and you’ll have to take a substantial cut. Further, if your item is missing store tags or original packaging, the store may refuse to take the merchandise back. These days you may also run into stores that charge restocking fees.

Perhaps you feel comfortable about giving presents with that invaluable “gift receipt” – But remember, this receipt merely proves that an item was purchased at the store yet gives no evidence of purchase price. Therefore, the markdown rule at most stores kicks in despite a gift receipt.

Consider a few ideas and safeguards when you next purchase special gifts so if returns become necessary, the process becomes hassle-free.

Familiarize yourself with store return policies

Return rules must be clearly posted in stores. Additionally, policies may be printed on all receipts. Better not hand over that valuable credit card until you know for sure that returns can be made, monies can be refunded, the time element and under what circumstances a store credit is issued.

Save receipts

Only the original purchase receipt will allow that hassle-free return, exchange or refund. Even though the store may accept return merchandise, the lowest price applies and you may have to settle for a greatly marked down price.

Give gift receipts but offer original receipt for exchanges

Avoid losing money or being forced to accept store credits by having only a gift receipt.

Furnish original packaging, boxes and tags

Many stores will not accept return merchandise unless it comes back in original package or with store tags. Be sure a gift is wanted before tearing into the packaging or it may be yours, like it or not.

Check out store policies for high ticket electronics

High ticket items become more difficult to return, exchange or refund as the price of the item increases. This stands to reason so never, ever throw away receipts or paperwork. Be very aware of the length of time permitted for returns.

Purchase gifts on line but keep paperwork

Returns to reputable online stores are not much different than carrying an item to your local retailer for exchange. The basic difference may be shipping charges. In many instances, return shipping is the responsibility of the buyer.

Returns can often be “sticky wickets” for buyers and retailers alike. Store policies are developed to offer good customer service to shoppers but also to prevent “scambugs” from abusing a generous return policy. Using shopping savvy will go a long way toward an easy exchange transaction.

If you are not satisfied with a return transaction, call your state’s Consumer Hotline or even the local Better Business Bureau to determine if the retailer has a problematic history.

There is much to be said about gift cards!

This article is written by The Old Gray Mare™ of www.DressYourHorse.com™, www.TShirtsbyLily.com and www.Amway.com/HealthandHomebyHeidi.